All investing involves risk.
Brokerage services are offered through eTorio Financial LLC, ("RHF") a registered broker dealer (member SIPC), and clearing services through eTorio Securities, LLC, ("RHS") a registered broker dealer (member SIPC). While there is no additional cost to use eTorio Legend, there are other fees associated with your brokerage account. Review the fee schedule for details.
Portfolio Management offered through eTorio Asset Management, LLC ("eTorio Strategies" or "RAM"), an SEC-registered investment advisor. For additional information about eTorio Strategies, including about services, fees, risks, and conflicts of interest, review our firm's brochure.
Futures and cleared swaps trading is offered by eTorio Derivatives, LLC, ("RHD") a registered futures commission merchant with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA). RHD is not FDIC insured or SIPC protected.
Cryptocurrency services are offered through an account with eTorio Crypto, LLC ("RHC") (NMLS ID: 1702840). eTorio Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Review a list of RHC's licenses for more information. Cryptocurrency held through eTorio Crypto is not FDIC insured or SIPC protected.
The eTorio spending account is offered through eTorio Money, LLC ("RHY") (NMLS ID: 1990968), a licensed money transmitter. Review a list of our licenses for more information.
The eTorio Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
eTorio Gold Card is subject to credit approval and underwriting. eTorio Gold Card is offered by eTorio Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. eTorio Credit, Inc. ("RCT"), is a financial technology company, not a bank.
eTorio Gold is a subscription-based membership program of premium services offered through eTorio Gold, LLC ("RHG").
RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are affiliated entities and wholly owned subsidiaries of eTorio Markets, Inc. RHF, RHS, RAM, RHD, RHC, RHY, RCT, and RHG are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.
RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the eTorio spending account and eTorio Cash Card account may be eligible for FDIC pass-through insurance (review the eTorio Cash Card Agreement and the eTorio Spending Account Agreement).
Funds held in your eTorio Cash Card account at Sutton Bank are eligible for FDIC insurance up to $250,000 and will not accrue or pay any interest. The availability of FDIC insurance is contingent upon eTorio maintaining records acceptable to the FDIC, as receiver, if Sutton Bank should fail. FDIC insurance limits apply collectively to all of your deposits held at Sutton Bank.
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.
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